The following excerpt is from Garcia v. Fawzy (In re Garcia), Adv. No. 6:18-ap-01065-SC, BAP No. CC-19-1214-SGF, BAP No. CC-19-1232-SGF (Cross-Appeals) (B.A.P. 9th Cir. 2020):
subjectively intended to cause injury to the creditor or subjectively believed that injury was substantially certain to occur. In re Ormsby, 591 F.3d at 1206; In re Su, 290 F.3d at 1144-46. A debt arises from a "malicious" injury when it is based on: "(1) a wrongful act, (2) done intentionally, (3) which necessarily causes injury, and (4) is done without just cause or excuse." In re Ormsby, 591 F.3d at 1207 (quoting Petralia v. Jercich (In re Jercich), 238 F.3d 1202, 1209 (9th Cir. 2001)).
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