What is the test for admitting hearsay evidence in a civil case?

The lower court's decision, although thoughtful, was perhaps ill-advised, given the extremely sparse evidence otherwise available to defendant. Nonetheless, it was well within the wide discretion afforded the trial judge in determining "whether the hearsay document offered in evidence has sufficient independent indicia of reliability to justify its admission." City of New York v. Pullman, Inc., 662 F.2d 910, 914 (2d Cir.1981), cert. denied, 454

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