What is the effect of adding additional general liability coverage to a personal injury policy?
"New York", United States of America
The following excerpt is from Bernstein v. Crystal Bldg. Corp., 383 N.Y.S.2d 181, 86 Misc.2d 885 (N.Y. City Ct. 1976):
The question to be asked and answered, therefore, is why would an insured add this coverage if it did not extend beyond the period of the policy since if he was still on the job, the general liability coverage would be available. Heyward v. American Casualty Co. of Reading, Pa., 129 F.Supp. 4 (U.S.D.C., E.D., South Carolina, 1955).
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