What is the economic loss rule in the context of personal injury claims?

As we understand this doctrine of Washington law, the economic loss rule has two primary features. First, it precludes tort suits for purely commercial losses, as opposed to losses "from personal injury or injury to other property." Alejandre v. Bull, 159 Wash.2d 674, 153 P.3d 864, 869 (2007). Second, the primary goals of the rule are to distinguish between contract and tort remedies and to encourage parties to allocate risk through contract. Id. at 870-71.