The following excerpt is from In re Kritt, 190 BR 382 (B.A.P. 9th Cir. 1995):
The bankruptcy court's findings of fact are reviewed for clear error, while its conclusions of law are reviewed de novo. Gionis v. Wayne (In re Gionis), 170 B.R. 675, 678-79 (9th Cir. BAP1994).3
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