The following excerpt is from Montefiore Med. Ctr. v. Local 272 Welfare Fund, 17-1303-cv (2nd Cir. 2018):
intelligence and experience." Critchlow v. First UNUM Life Ins. Co., 378 F.3d 246, 256 (2d Cir. 2004) (citations and internal quotation marks omitted). Thus, "[t]erms in the Plan must be construed in accordance with the reasonable expectations of the insured." Lifson, 333 F.3d at 353 (citations omitted).
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