Is there any case law that supports the argument that a life insurance plan must be construed in accordance with the reasonable expectations of the insured?

MultiRegion, United States of America

The following excerpt is from Montefiore Med. Ctr. v. Local 272 Welfare Fund, 17-1303-cv (2nd Cir. 2018):

intelligence and experience." Critchlow v. First UNUM Life Ins. Co., 378 F.3d 246, 256 (2d Cir. 2004) (citations and internal quotation marks omitted). Thus, "[t]erms in the Plan must be construed in accordance with the reasonable expectations of the insured." Lifson, 333 F.3d at 353 (citations omitted).

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