The following excerpt is from Roganti v. Metro. Life Ins. Co., No. 13-4532-cv (L), No. 13-4684-cv (XAP) (2nd Cir. 2015):
Our review of a decision following a bench trial on stipulated facts is de novo, at least where, as here, the district court reached legal conclusions based on its review of the record and did not hear witness testimony or make credibility determinations. See Miles v. Principal Life Ins. Co., 720 F.3d 472, 485 (2d Cir. 2013).
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