Can an insurer deny a plaintiff's claim that she was induced to delay, or delay, filing a claim against the insurer?

The trial court sustained the insurer's demurrer based upon the statute of limitations. The appellate court affirmed, holding that plaintiff failed to allege any misrepresentation, or promises on the part of the insurer sufficient in law to support plaintiff's claim that she was induced to delay, the filing of her complaint in reliance thereof. (Kunstman v. Mirizzi, supra, 234 Cal.App.2d at p. 758, 44 Cal.Rptr. 707.)