What is the test for equitable set-aside of a trustee's sale or wrongful foreclosure claim?

"To obtain the equitable set-aside of a trustee's sale or maintain a wrongful foreclosure claim, a plaintiff must allege that (1) the defendants caused an illegal, fraudulent, or willfully oppressive sale of the property pursuant to a power of sale in a mortgage or deed of trust; (2) the plaintiff suffered prejudice or harm; and (3) the plaintiff tendered the amount of the secured indebtedness or was excused from tendering." (Chavez v. IndyMac Mortgage Services (2013) 219 Cal.App.4th 1052, 1062.)¹⁶ Plaintiffs' second cause of action alleged that defendant wrongfully foreclosed on the real property based on (among other things) alleged procedural irregularities, failure to adequately serve a foreclosure notice, failure to provide plaintiff his rights under Civil Code section 2923.5, and a breach of obligation to provide a HAMP loan modification.