The following excerpt is from Linsangan v. Salamat (In re Salamat), Adv. No.: 2:19-ap-01416-ER, Case No.: 2:19-bk-17051-ER (Bankr. C.D. Cal. 2020):
Section 523(a)(2)(A) provides: "A discharge under section 727 ... of this title does not discharge an individual debtor from any debt for money, property, services, or an extension, renewal, or refinancing of credit, to the extent obtained by false pretenses, a false representation, or actual fraud, other than a statement respecting the debtor's or an insider's financial condition." To except debts from discharge, a creditor has the burden of proof under the preponderance of the evidence standard. Grogan v. Garner, 498 U.S. 279, 287, 111 S.Ct. 654 (1991).
Page 8
To prevail on a 523(a)(2)(A) claim on the grounds of false pretenses or false representation, a creditor must prove that:
Ghomeshi v. Sabban (In re Sabban), 600 F.3d 1219, 1222 (9th Cir. 2010).
The above passage should not be considered legal advice. Reliable answers to complex legal questions require comprehensive research memos. To learn more visit www.alexi.com.