California, United States of America
The following excerpt is from Prudential-LMI Commercial Ins. v. Superior Court (Lundberg), 224 Cal.App.3d 389, 260 Cal.Rptr. 85 (Cal. App. 1989):
We now adopt this "reasonable person" standard, finding such a rule consistent with the principles set out in McGee v. Weinberg (1979) 97 Cal.App.3d 798, 804, 159 Cal.Rptr. 86:
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