Is a soil contamination claim not insured on a "first party" basis?
Nova Scotia, Canada
The following excerpt is from Snow v. Royal & Sun Alliance Insurance Company, 2015 NSSC 44 (CanLII):
The Defendant submits it is common that insurers do not insure soil contamination claims, on a “first party” basis. As authority, the Defendant cited Cole v. Aviva Ins. Co. of Canada, 2010 NLTD 80. In Cole there was an oil spill within the boundaries of the property for which the plaintiff sought compensation. The policy contained an exclusion for “damage to property” which she owned or occupied.
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