Is a debt collector liable for a violation of the Fair Debt Collection Practices Act?
MultiRegion, United States of America
The following excerpt is from Reade v. CitiMortgage, Inc., Civil No. 13cv404 L (WVG) (S.D. Cal. 2013):
"The Fair Debt Collection Practices Act prohibits 'debt collector[s]' from making false or misleading representations and from engaging in various abusive and unfair practices." Heintz v. Jenkins, 514 U.S. 291, 292 (1995). As a threshold matter, a defendant must be a "debt collector" within the meaning of the Act in order to be liable for a FDCPA violation. Id. at 294.
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