What is the test for interpreting a life insurance policy?
Nova Scotia, Canada
The following excerpt is from Snow v. Royal & Sun Alliance Insurance Company, 2015 NSSC 44 (CanLII):
The primary interpretative principle is that when the language of the policy is unambiguous, the court should give effect to clear language, reading the contract as a whole. In addition, the proper consideration of an insurance contract is a question of law. (Turpin v. Manufacturers Life Insurance Company, 2011 BCSC 1162, at paras. 22, and 23)
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