In Gillis v. Bourgard, supra, the trial justice makes it clear that it is not merely the admission of liability which prevents the defendant invoking the limitation period where he says [at p. 349]: An admission of liability is tantamount, in my view, to a promise on the part of the insurer to forgo any right or condition upon which reliance might have been placed to award liability. If the insured then acts to his detriment, the insurer will be held to his implied promise.
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