The following excerpt is from Armani v. Nw. Mut. Life Ins. Co., 840 F.3d 1159 (9th Cir. 2016):
We review the district court's findings of fact for clear error and its conclusions of law de novo. United States v. Bell , 602 F.3d 1074, 1079 (9th Cir. 2010).
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