What is the test for termination of a life insurance policy?
Alberta, Canada
The following excerpt is from Ryl v. Wawanesa Mutual Insurance Co., 1988 CanLII 3487 (AB QB):
(b) Anguish v. Maritime Life Assurance: The facts in this case, again, involve life insurance. As of the date of the insured’s death, three months’ worth of premiums were past due. A clause in the policy stated that the policy automatically terminated when a premium had not been paid within a 31-day grace period.
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